Advantage 1: Officially Recognised & Legally Compliant in Germany
- Recognised by all relevant authorities, consulates and embassies
- Complies with all legal requirements for au pairs in Germany
AU‑PAIR24 meets all requirements for au pair insurance under German residence law, labour law and EU regulations. The insurance coverage complies with the provisions of the EU Freedom of Movement Directive and is recognised by all relevant authorities. Host families therefore benefit from maximum legal certainty regarding visas, residence permits and the employment of their au pairs.
Advantage 2: Insurance Coverage Independent of Au Pair Status
- Benefits remain valid even if au pair status is temporarily unavailable
- No retroactive denial of benefits in the event of a claim
With AU‑PAIR24, insurance coverage is not tied to the formal au pair status. Even if the au pair status is temporarily not in place, full insurance protection remains valid. This prevents benefits from being denied retrospectively – a decisive advantage compared to many other providers.
Advantage 3: Developed Specifically for Host Families – With a Dedicated Contact Person
- Developed based on over 60 years of experience in au pair insurance
- Advice, contract management and claims handling from a single source
With AU‑PAIR24, host families benefit not only from insurance coverage tailored to their needs, but also from clear responsibilities. Advice, contract processing, payment handling and claims settlement are carried out entirely by our in‑house staff. This ensures short communication paths, clear information and reliable support throughout the entire contract period.
Advantage 4: Comprehensive All‑Round Protection for Au Pairs
- Health, accident, liability and deportation cost insurance in one policy
- Significantly more protection than standard travel health insurance
AU‑PAIR24 provides comprehensive insurance coverage for the entire au pair stay in Germany. In addition to robust health insurance, accident insurance, liability insurance and deportation cost insurance are also included. Host families and au pairs benefit from complete protection from a single provider.
Advantage 5: Coverage of Pre‑Existing Medical Conditions
- Unforeseeable treatment of pre‑existing conditions is covered
- Clear and transparent rules regarding exclusions
In addition to treatment for newly occurring illnesses, unforeseeable medical treatment related to pre‑existing conditions is also insured, provided that the insured event had not occurred at the time the contract was concluded. Special regulations apply exclusively to tuberculosis, tumour diseases, HIV infections and chronic kidney diseases.
Advantage 6: Extended Health Coverage in the XL Tariff
- Preventive check‑ups, vaccinations and dental prophylaxis included
- Reimbursement of up to €500 per insurance year
The XL tariff extends health insurance coverage to include preventive services within statutory programmes, such as health and child check‑ups. In addition, vaccinations and dental prophylaxis are insured. A maximum reimbursement limit of €500 per insurance year applies to these benefits.
Advantage 7: Genuine Au Pair Liability Insurance Including Personal Injury
- Private and professional liability insurance for au pair activities
- Personal injury to host family members and household residents covered
AU‑PAIR24’s liability insurance covers both private liability risks and damage arising from typical au pair activities. In addition, personal injuries caused by the au pair to host parents, children and other persons living in the household are insured up to the agreed maximum amount.
Advantage 8: Direct Billing With Doctors and Hospitals
- Doctor Information Ticket for presentation during medical treatment
- No advance payment by the host family or au pair if accepted by the provider
Together with the insurance confirmation, you receive a Doctor Information Ticket. If this ticket is presented during a visit to a doctor or hospital, billing can be handled directly between the medical provider and AU‑PAIR24. This saves the au pair and the host family from advance payments and administrative effort.
Advantage 9: Flexible Conclusion & Easy Administration
- Online conclusion within minutes – even without a fixed entry date
- Insurance confirmation available immediately
- Daily‑accurate cancellation without administrative fees
AU‑PAIR24 can be concluded quickly and easily online. A fixed entry date is not required and can be submitted later. Immediately after conclusion, you receive the insurance confirmation, which can be used for authorities, consulates or visa applications. In addition, an insurance card for the au pair is issued within a few days and sent by post.
If the au pair leaves the host family earlier than planned, a short notification is sufficient. Billing is calculated on a daily basis up to the date of cancellation receipt, without administrative or processing fees.
Advantage 10: Worldwide Travel Coverage
- Insurance coverage from departure from the home country until return
- Worldwide coverage for holiday trips of up to 6 weeks
Insurance coverage begins upon departure from the au pair’s home country and also applies to the return journey as well as holiday trips worldwide of up to six weeks, including stays in the au pair’s home country.